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Debit Cards vs. Credit Cards

Debit Cards vs. Credit Cards

By ANNAMARIA ANDRIOTIS For customers angry about rising debit card fees, banks are promoting an alternative that, they say, is just as convenient, but with lower fees and better rewards. They call it a “credit card.” Until recently, debit cards have been popular among consumers, offering convenience without the risk of going into debt and, [...]

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A guy with $300,000 in Credit

A guy with $300,000 in Credit

I just read a news from yahoo finance about a guy named Pete A’rruda who has 25 credit cards with $300,000 in available credit. Yahoo news was all over praising about his self-control. According to the news, he purchases everything using his credit cards yet always  “in control” of his finance. Read this: “Even cards [...]

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Credit Card 0 - 0% APR Credit Card Offers

Credit Card 0 – 0% APR Credit Card Offers

Companies offering zero percent APR credit cards vary based on promotional periods. As everyone already knows, 0% interest is only an introductory rate. This means that the zero percent interest rates are only available until a certain time, after which the rate can jump up to 15% or more.  Most often, banks and credit card [...]

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0 Interest on Balance Transfers

0 Interest on Balance Transfers

If you have debt from one or more credit cards that carry high interest rates (sadly, some credit card rates can easily go up to 30% +), a balance transfer is one option you need to consider. Unfortunately, most credit card companies will not easily let you transfer a balance from your existing credit cards [...]

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